Appraisal services for Cleveland and Bolivar County homeowners

See the top seven reasons Mississippi homeowners hire Ashley Real Estate:

Get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
To challenge a Mississippi property tax assessment
Remove PMI to cut their mortgage payments
Reinstate their Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
In the case of a divorce in the state of Mississippi, where real estate needs to be divided
To determine the true market value of a property to settle an estate


	Own a home in or near Cleveland, Mississippi and need help determining the price of it? Contact Ashley Real Estate.

We at Ashley Real Estate understand the particular needs of a customer in need of appraisal services. Our regular business clients understand the appraisal process and the usual documents we provide. Being a regular homeowner that ordinarily doesn't look at appraisals every day, you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we document our conclusions.

Pre-listing Services/For Sale by Owner

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Ashley Real Estate will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value assessment than yours.

Challenge a property tax assessment

Your local tax assessor may have your house overvalued if you live in a local area that's going down. This only means you're paying higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from Ashley Real Estate is your perfect weapon.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular money saver for homeowners. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're qualified in helping clients just like you rid themselves of undesirable PMI insurance.

HELOC recently frozen?

If your property is close to a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be harmful to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow point of view. Ashley Real Estate can help you reinstate your home equity line of credit with an expert appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a seasoned appraiser to double-check your appraisal for efficiency? We can go out and check the subject and comparables in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have in your possession. Although most appraisal reviews are commissioned by lenders, homeowners suspecting they've been the victim of mortgage fraud are wise to get a second opnion..